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Insurance cash settlement reviews and repairs

Has your insurer offered a cash settlement for damage to your property? Bay Rebuild helps homeowners in Rotorua and the wider Bay of Plenty understand the repairs behind the offer, review the proposed scope and costs, and plan the work needed to put their property right.

Whether you are considering an offer or have already settled, we can provide a builder’s assessment and a clear path towards completed repairs.

Request a scope and cost review or call 07 343 9670.

Understand what has been allowed for

A settlement figure is easier to assess when the building work is clearly described. We compare the proposed repair scope and pricing with the damage we identify, explain our findings, and highlight questions to raise with your insurer before you agree to an offer.

Our review covers building scope and repair costs; your insurer determines policy cover and settlement, and you decide whether to accept an offer.

A practical look at the repairs

Depending on the review agreed with you, we can check:

  • Affected rooms, measurements, materials and repair methods.

  • Access, protection, removal, disposal and finishing work.

  • Required trades, quantities, allowances and exclusions.

  • Potential omissions or areas needing further investigation.

We document what we can reasonably establish from the inspection and available information. Where damage may be concealed or specialist input is needed, we explain the next step.

From settlement to completed repairs

Once the repair scope and funding arrangements are agreed, you can engage Bay Rebuild directly to carry out the work. We provide a written proposal and coordinate the agreed repairs, trades, progress updates and completion checks.

Already received your settlement? Bring us the available documents and we can discuss an inspection, repair quote and practical plan.

Getting started is straightforward

Tell us where the property is, what happened and which stage your claim has reached. If available, have the insurer’s scope, estimate, offer letter, photographs and assessment reports ready. We confirm the review included and any fees before starting.

If you also need someone to coordinate the building discussions with your insurer, explore our insurance claim support and repair management service.

Cash settlement questions

Can you check whether anything has been missed?

We can identify differences, unclear allowances and potential omissions in the building scope. Our findings give you evidence to discuss with your insurer, without guaranteeing a change to the offer.

Will my insurer pay for the review?

That depends on your policy and the insurer’s agreement. Ask them to confirm reimbursement before incurring the cost. We explain our fees upfront.

Can I choose Bay Rebuild for the repairs?

Yes, you can request a proposal. Confirm any insurer approval, settlement conditions or other requirements before committing to the work.

Talk to Bay Rebuild about your repairs or call 07 343 9670.